Company called to thank me for becoming a customer. When I said I never heard of them, they said perhaps it was linked with my JCPenney Card. I've never had one of those, either, so I suspected identity fraud. I called JCPenney Fraud Detection at 800-420-5598 and they confirmed I've never had a JCPenney card, but thought it could be connected with a different GE Money Bank entity such as Lord and Taylor or Lenscrafter. read full review »