I also received a phone call last week promising me lower interest rates on my credit cards. My husband had his hours cut at work so I was looking for any relief to get out of debt quicker. They charged my card $990 and now I cannot even get a hold of anyone at the company. Gary Lindberg, ha ha, his voicemail box is full and no one calls me back or answers the phone. I too have been taken for a ride. How sad is it that they do this to people at times like these when things are so terrible in our country. They shouldnt do it EVER!!! I dont... read full review »