GradMed insurance is an insurance broker that markets short-term, non-renewable insurance to recent college graduates. Pre-existing conditions are never covered, and all conditions that appear in one coverage term are considered pre-existing for the next. GradMed is really only worthwhile for those who already have jobs -- and health insurance -- confirmed at some point in the near future, and need to avoid a gap in HIPAA coverage. Otherwise, when your GradMed term is up, if you're sick or injured, you're out of luck. You can't... read full review »