In June, 2008 I was offered an agreement for heating oil. The sales representative urged me to sign an agreement that would guarantee a rate of $4.749 Per gallon through 6/30/09. I was told that this would be the maximum I would pay. I understood this statement to mean that I would pay a maximum of 4.749 But that I would pay less if the market rate fell below 4.749. I was offered no other option. Several months later I discovered that I had agreed to a fixed rate of $4.749 Regardless of how low the market rate fell. I am a senior on a... read full review »