They were shut down by th FCC in Oct "08 according to BFS.I called and asked if they are Hargrave and assoc., she (Ty) stated they took over, they can pull up your file, and she read me my info, then said she'd send letters to the creditors once again.If any thing came off in the meantime then great, so I recommend if you were formerly with Hargrave and assoc., call BFS so they can shoot off your stuff one more time.Then if you want to get back in that mess you can get in with them a couple months later. read full review »