I was about a month and half late on a payment, and I received a phone message asking me to clear out everything in my vehicle. She said it was because they were sending a tow truck to my residence to pick up my vehicle. Suffice it to say, the truck never arrived and nor did I clean out my vehicle. Additionally, they called me several times after 9pm which is against the law here in Texas. Yes, they are crooks if there is anyone looking to get finance run if you hear the name Regional Acceptance Corp., you will be sorry if you do business with them. read full review »