Me and my husband have had our share of financial problems and Americredit has been one of the worst companies to deal with when we needed help with setting up different payment plans ect. They would not let us refinance our cars and called and harrassed us consistently. Their interest rates are way out of line and the company is to big and owns to much of the car financing market. Other consumers beware. If you do car shopping and the dealership says Americredit run fast. I can't wait till my car is paid off, as they will never hear from me again. read full review »