I have paid a car loan for over 18 months of $375 a month without ever being late. (36 month loan) Recently after Ankle surgery where I would be out of work for 3 weeks with no pay, I called to see about getting a defferal ($25 fee and that payment is moved and not paid until end of loan). Having never even been a single day late on payments I would have thought this would be a no brainer. I didn't realize that THEY were the "no brainers". I was told by Wachovia Dealer Services, that since I was on a "medical... read full review »