When they sent me the card, there was no disclosure in the envelope, so I had no idea when I loaded the card that I would be charged $9.95 per month for the privilege of their crap prepaid card. It wasn't until logging on the the website that you find their terms and conditions. And you can't talk to anybody on the phone without paying $2.00. Don't be surprised if you get cut off several times, at $2.00 a call. I want to know how they can get away with this. read full review »