I purchase a computer and printer from Best Buy and charged it. I was told there would be NO INTEREST for 18 months. I had never heard of HSBC until I received my statement. Everything was going along fine until I noticed from my Bank Stmt that my previous pymt was not in my bank stmt. (They do not return your checks as is required by my bank, it is only noted on the back of your bank stmt) and a new statement from Retail Services that there was a $39.00 late charge and .15 interest on the late charge. I called the # given me and sure enough... read full review »