I too have been taken by this scam company, C&R Loan Modifications. I tried to work with them to get my mortage modified and now I am in the process of suing them to get my money back per their written guarantee. I have been told my money would be refunded to me over two months ago. I have tried MANY MANY times to contact them and they refuse to return my messages with the receptionist. I'll now let the courts decide what to do because I have filed to sue them in court. read full review »