Very unprofessional and sly. While negotiating with Richard Ramirez, and the rest of his staff working under him, watch yourself. He attempted to force me into a settlement that was going to become null and void before I could overnight payment to them. Used pushy "hard sell" tactics to hide the due date. Offered a different settlement than what was offered to me in writing. I submitted proof of this practice to thier client, Citi Recovery, directly. On the attached proof, notice the fax date and time is 9/30/09 5:36 (which wa... read full review »