I called to get a pay off for my car. They are telling me I owe $11, 000.00+ . I don't see how when I've been paying on the car for 3 years. When I got the car it was only $17, 000. +. So if you figure it up I've paid over $12, 000.+ in the last 3 years. So how can I still owe over $11, 000. If you can find out way please let me know. They say they will repo the car. After learning of this, I told them to come get the car. I'm I wrong.? read full review »