Don't get a Lowe's credit card. I had one that I paid on time every single month before the due date of the 7'th. However, when I received my bill this month, I had a $30.00 late fee and my interest rate was raised to almost 23%! I had paid my bill on the 5'th of the month, early as usual. When I called the credit department I was told that they had changed the due date of my payment to the 4'th of the month. Therefore, last month's payment was 1 day late and they could charge the late charge and raise my interest... read full review »