I was looking at a number of different credit reporting sites and found Credit Diagnosis. They had an add for a credit report which combined the 3 credit reporting agencies Trans Union, Equifax and Experian. Their temporary trial membership was $1.00 to join which was to be refundable. I joined on 9/4/2009. After providing them with my credit card information I was unable to access my report. They then charged me $29.95. which I didn't know until yesterday. I never was able to access my reports. Now they want additional personal... read full review »