29.99 was taken out of my checkings acct. on 1-5-08, and 28.95 was taken out on 1-13-08, I never authorized either withdrawal, when I called the above company, some person answers who cant even speak english, telling me I had a Payday loan, which I have never had and they authorized them to get into my acct., I would like to know how they got my acct info and I want my money returned. I have filed an affavidavit of fraud with my local police dept., but that doesnt get my money back. my number is 484-364-9520 if you need to get intouch with me. Thank you for your help in advance. read full review »