I have always had excellent credit with US BANK and I constantly have my limit raised to reward my perfect credit I previously had a credit limit of $8000 in 2007 - took out a no balance transfer fee loan at 0% and paid it off prior to the loan expiring Then at mid 2008 I was offered a 1.99 % loan (no balance transfer fee) for 9 months - expiring NOV 2008 to take out the last loan for another 9 months I again always paid my bills on time and was a perfect credit risk In fact during the US BANK extending me credit my credit... read full review »