GMAC has been absolutely useless in helping its customers avoid foreclosure! Banks and other institutions were paid BILLIONS of DOLLARS to help people keep their homes. WHAT is GMAC doing with its share of the cash? My husband and I are both disabled seniors, and we live on a VERY limited income. We have NO savings, NO retirement funds - we don't even have CEMETERY PLOTS!! The ONLY thing we have (besides one another and our children and grandchildren) is OUR HOME! We both worked VERY hard throughout our lives. Now, in our GOLDEN YEARS... read full review »