I am sure every onbe is feeling a crunch with the economy beinbg so bad, and I know there is people out there trying to figure out how they are going to buy thier kids Christmas..well you can imagine my suprise when I recieved in the mail that I have already been approved on this card..Needless to say my credit is less than perfect...I went on the site to put in my approval number in, just to find out you are not approved unless you have a credit card, then you have to put your credit card number in..if people already had a credit card they woulden't need thier trash...I think it is horrible how they get peoples hopes up... read full review »