How Fast Are eLoanWarehouse Payday Loans? Same-Day vs. Next-Business-Day Funding speed for Payday Loans eLoanWarehouse-offered through Bestusapayday.com-generally depends on three variables: approval timing, your bank’s deposit processing, and the specific funding window used (same-day vs. next-business-day). When your application is approved early in the day and your bank supports fast ACH posting, you may be eligible for same-day funding. However, many borrowers will see funds the next business day, especially if the approval land... read full review »