I was getting 2 letters on the same day each week. I was supposed to win over one million guaranteed BUT $20 a letter to avoid requests to purchase items (like Publishers Clearing House does) was too expensive. They are now demanding payment and telling me if I want the million plus I'm going to HAVE TO PAY. They say I'm in arrears now for $40 dollars. They don't know they're dealing with an X-collector for Visa, and their attempts at collection don't hold any water with me! They send very official looking letters - they're just spending your fees on their profits and paperwork. read full review »