I would love to join in on a lawsuit with this company. We have well overpaid any money we have borrowed from them plus extra. I contacted them & requested lower interest rate or they would receive no more money from me. I was informed by them that they could not lower interest rate & advised me to contact a credit consolidation company to pay my bills. I regret ever using this company & they will not get another dime from me. This country is in bad shape thanks to things such as crooked credit card companies. Count me in on class action lawsuit. [email protected] read full review »