DO NOT accept a forbearance agreement, DO NOT accept the HAMP program. Wells Fargo does not have, nor will they ever put any skin in the game or attempt to make any concessions whatsoever. "Together you will NOT go far" in debt maybe, but that's about it . . . essentially they are placating the Federal Government and concurrently attempting to squeeze every cent out of borrowers. The BEST thing you can do is either bring your loan current or walk from your property. DO NOT put yourself through the pain and suffering... read full review »