First of all, 2 years ago, soon after major surgery and a near death experience, I returned home to receive 2 letters from the Oklahoma City law office of Love, Beal and Nixon, regarding a judgment against me of $10, 000 and a threat to garnishee wages. (My only income is from teaching as adjunct faculty -- annual income of $12, 000.) I talked with Enid lawyers then, and I had a prepaid lawyer online, and I told the OKC law firm I was talking to lawyers, and that's the last I heard from them. (I really thought they were unscrupulou... read full review »