I needed my loan to be modified and i was solicited to a Mr. Murray in Colorado ad said they could help me save lots of money on my modification and get me out of foreclosure. My file was sent to Toma Ghiran and Sylvia Delarosa in the upland office. I found out they only had one processor and i could never get a hold of them once i paid them my money. This went on for 7 months and nothing happen, no communication and Mr. Ghiran the partner of the company would never call me back and Murray could not give me any answers. Finally I got fed up... read full review »