My husband had a credit card with Providian for years, he was a cardmember in good standing...then they sold his account to SST, interest rates went up, he still had $4000 line of credit. When it was sold he owed about $2100. It took a couple of years, but he completely paid off the card. A couple of months ago, he tried using his card it was denied he has tried several times including today. I went online they say active account...so I called on phone...IIF AFTER YOU PAY OFF THE CARD AND YOU DO NOT USE IT WITHIN THREE MONTHS THEY CLOSE YOUR ACCOUNT...with no notice...guess what you can do nothing about it. read full review »