The company prides itself of being number one in Variable Universal Life insurance (VUL) sales in the U.S. The fact of the matter is that very few people actually should buy that product. For the few ones that qualify it s a good investment. The main reason of this article is to expose Ameriprise on the fact that even though the market is down and all investment s are down, IF the client files a complaint, Ameriprise will refund their initial investment. Think about it, now you can get out of a product such as a VUL without surrender fees and... read full review »