I applied for a loan from Last Chance Cash Advance but did not get the loan. However, wthin the next few days I found that $31.85 was debited from my checking account for ID theft protection, which I did not agree to, nor did I authoriize the deduction. I called and was informed that I was "automatically" enrolled in the theft protection when I applied. I cancelled it and filled out a refund request form online. I hope I get the refund, they told me it would be within 72 hours. THIS COMPANY IS A SCAM! read full review »