i paid and they sent an increase of 325.00 dollars on my credit and when i call to discuss this they were very rude i kept getting different anwsers a rep by the name of joe dosen on 10/09/o0 told me that they always send updates to the credit bureau every nineth of the month so i checked my credit on the 10th of october and it had not updated i then callde back and spoke with a rep by the name of craciee she was very rude and hung up on me i called right back and got a rep by the of martha she to was very rude and hung up so i called back and... read full review »