I am tired of Gmac telling me I do not qualify for a loan modification. My income was cut in half July 17, 2009. I called GMAC to let them know whats happing because I'm told they have all this help for people in my situation. Well the first time I called they make it seem that everything will be fine and dandy. They put me on (what I know now ) a forbarance plan and told me fill out a modification application and sent it in. I didnt hear from they for two months. Finanly I called them and they said it was denied. I have to either reduce... read full review »