We obtained a "toxic" commercial loan at the end of November 2008 from Wells Fargo Sterling, Colorado. We had excellent credit scores and history, are at present facing foreclosure, bankruptcy and doom. This loan was not properly originated ( other than providing large loan fees and higher than quoted interest rate for Wells Fargo). This loan is so toxic and predatory that we defaulted within the first 6 months. The seller's income for the restaurant were never verified ( no wonder business fell by 80% in its first quarter ... read full review »