People, people, people. It is called Insurance. Have any of you ever looked on your carriers web site under wireless insurance to see what the policy covers. Gee, when you get your sell phone your carrier is giving you a large discount on the price of the phone to get you to contract with them. Now come on a $50.00 deductible is reasonable considering the real cost of the phone and your replacement is shipped Fed ex overnight (a cost of about $20.00 you don't pay). Let's take an example. A Blaxkberry curve 8310 at AT&T... read full review »