BAIT & SWITCH!!!Chase bank mortgage loan officer LOCKED a 4.25% rate with a 1/8 pt back to us on a 5/1 ARM on July 26, 2009 after we paid what they required--a $750 application fee which they said was non-refundable, but we were not worried as we were "PRE-APPROVED" (We should have realized it was a SCAM at that point--But CHASE BANK??). After repeated verbal "you're pre-approved" and after ALL OUR DOCUMENTS had been in their possession for over 45 days, Chase finally returned our call on OCTOBER 8, 2009 (2.5 MONTHS... read full review »