I received a statement asking me to pay $78.11. I called Northland Group Inc and a man who identified himself as Pheng Vue answered. He said the balance is from a Pavilion credit card and insisted that I owe the money. He also said the company assigned them to collect the debt. I do not owe Pavilion any money. I have not even used a credit for almost four years. This is a scam. Please stop this company before they defraud and take advantage of innocent people. read full review »