I was billed an overdraft charge when my account reflected being in the positive. With no clear explanation of why the account was overdrawn. So I call TD BANK and waited about 45 Min before a representative answered the phone and was told that there was a authorization on 9/30 that hit the account and my next purchase of $2.26 hit the account. To make matters worse the purchase that TD BANK states was on hold did not hit the account until 10/13. So they bill me an over drafted fee for no reason at all. TD BANK is the worst bank I have ever dealt with and will be canceling my account with ASAP. read full review »