I had signed up for the JC Penney Rewards Program and I was NEVER told this would cost $9.95 a month. I NEVER gave them my credit card number. I do shop JC Penney on a regular basis but this was not something I agreed to pay for. It was very misleading inn the fact that this was a free service. I feel if I did not give authorization to use my charge card number, JC Penney had NO right to do so. I will call my charge card company and JC Penney and file a complaint with them as well. This service they so kindly offerred is fraud as far as I'm concerned and something needs to be done to stop this. read full review »