Last Friday, I did my banking as I have done for years with Commerce and then when TD bought them out. I take my paycheck to the teller and ask them to put it in as cash. They cash out the check and the funds are available immediately as cash. This visit was the same. the balance on my receipt and online all showed that this was in as cash...until yesterday I wake up to $70 fees. Apparently, TD changed their policy so that now NO check can be deposited as cash for immediate availability, not payrool, not ones I can cover, and they NO longer... read full review »