I purchase my home in 2005 with anough mortgage company about 6 month after my purchase the mortgage was sold to Wilshire everything was fine until my house was hit by tonardo, I had to move out of the house for 9 months for the repairs. Made my payments on time after that I download a form the computer to have my payment draft out of my account, they refused it them my payment was being recorded later than they started holding my checks than would later send them though my account which cause my account to be overdrawn. I almost lost my car... read full review »