Prior to reading these articals, I had the dreadful experience of learning about Chase's banking policy the hard way. I call it their little transaction manipulation scheme. As the manager tried to convince me that their policy was to help me, I instantly refuted the suggestion by pointing out that policy should never supercede logic. Oh she went into great detail about how they do batch transactions and that some vendors transactions are delayed but why is it that a small chain of banks such as WAMu can function without the... read full review »