I was on time up to August of 09 . i wanted to skip a payment and a rep tells me i cant until september, also told me i can do 2 skip a payments ( for sept oct) I call back in sept . Some other rep tells me that i cant do it till oct 09tocall on act21st todo the skip a payment, now i am behind a month on my payments. I get 3 to four cals every 2 days from them because i am late. i tell them that they told me to call on oct 21st. They say Oh sorry to have called you. i call on the 19th of Oct. because they called on the 16th 17th 18th and today... read full review »