I agree with the other victims of this scam. AFL Financial Services located at: 2604 Elmwood Ave Suite #282 Rochester, NY 14618 1-888-482-9289 These people feed on the elderly and people in need of financial help. They get $990.00 up front and that is the last that you will hear from them. I have had several contacts with them with no results. When I requested a refund it was denied. They are without honor and should be investigated by interstate law enforcement. David Zarling Deltona, Fl. 32738 386-575-0704 read full review »