wow! i was deceived by xoom.com's service. 1st transaction=good... 2nd transaction=went so well. 3rd transaction=horrible. i used the same method of payment as the previous ones. I sent it 10/14/09.. my bank acct was debited the next day 10/15/09. i called their customer service twice or thrice and they advised me to wait until today, 10/20/09, because that's the timeframe for clearing eCheck process. i also emailed their CS and they didn't answer my inquiries. I'll wait until tomorrow 10/21/09 and see if the money is ready... read full review »