I recently applied for a payday loan. When shown their 'special offers', I made sure to check NO for everything, or uncheck boxes that were prefilled. However, $31.98 was deducted from my checking account, and when I cancelled the service, and requested a refund, I was told that I signed up for the service, that my information had been verified and matched to my ip address, and my request for refund was denied. This is ridiculous. Stay away from this company! read full review »