THEY PROMISED ME THE WORLD AT THE END ON 36 MONTHS I LOST ALL MY MONEY NOTHING WAS PAYED. THEY ARE A BUNCH OF THEAFS. CARLOS CENTENO AND RICARDO CENTENO CHAGED BUSINESS AFTER DEFRAUDING PEOPLE IN THE LOAN MODIFICATION BUSINESS LOOK THEM UP ON THE DRE THEY HAVE A CASE OPEN AGAIST THEM. NOW THEY WILL BRING DOWN AMERICAN FINANCIAL SERVICE. THEY LIED TO ME ABOUT THE DEBT SETTLEMENT ON MY CASE ALL THEY DID IS POCKET MY MONEY. I REPOTED THIS TO THE ATTORNEY GENERAL THEY SAID THEY ARE GOING TO INVESTIGATE BETTER HOME SOLUTION, BETTER DEBT SOLUTION AND AMERICAN FINANCIAL SERVICE. read full review »