U.S. Bank is a huge fraud and only out to screw you the customer. I have excellent credit, neer missed a payment or defaulted on anything. I submitted a CC aplication to combine three Cards onto one and take advantage of their 0% interest for 12 months. The approved the application, then only trnasferred the two small amounts and charged me $50 in trnasfer fees. When I asked what happened to the third thransfer they said they didn't approve it. I said why wasn't I told? Asked to reverse the whole thing, told I couldn't; asked to... read full review »