This company does bait & switch & is a waste of time to deal with. Check with friends who have term life insurance instead, when looking for yours. Here's what happened: 1. They gave me a $27/month quote for $500K 20 year term life insurance policy - I'm a 38 year old woman in good health, non-smoker. 2. After I did all the paperwork & blood work, because of 2 auto accidents listed as my fault on my DMV records they said it would be $200/month for the $500K policy I wanted, but I could get $100K 10 year term... read full review »