I AM SO MAD AT THIS TRIBUTE MASTER CARD THE GAVE ME A NEW ACOUNT NUMBER WHICH I CANNOT USE AND STILL CHARGING ME 19.99 FOR A CLOSED ACCOUNT. I DISAGREE WITH THIS RIP OFF PRACTICE. I WILL PAY MY ACCOUNT WHAT I OWE BUT I REFUSE TO PAY THE 19.99 FOR A DAM ACCOUNT I CANNOT USE. I WAS NOT EVEN LATE ON MY PAYMENTS AND ALWAYS PAID MORE THAN THE MIN PAYMENT, I HOPE SOMEONE FILES A CLASS ACTION LAWSUIT AGAINST THIS RIP OFF CARD, PLACE. read full review »