In the last two weeks M & T Bank took out insufficient fund fees from my acount at least eight times. I have repeatedly had to email them with their mistakes, but only received three of the fees back as they called it a "Courtesy". Sorry, but it was their mistake and not a courtesy. This bank really is horrible. The fees against my account were taken when clearly there was a positive amount in the account. It only became negative when they incorrectly placed INF's on my account. I am already looking for another bank. Also... read full review »