I WAS GIVEN A PAYOFF AMOUNT TO CLOSE THIS ACCOUNT WHICH I PAID. I WAS TOLD THAT IF I GOT IT IN THE MAIL THAT DAY THAT THE AMOUNT QUOTED WOULD BE CORRECT. I WAS BEING CHARGE 30% APR!!! ANYWAY I PAID THE $6540 ON THAT DAY BUT SOON RECEIVED ANOTHER BILL FOR $167 MORE!!! I HAVE NO INTENTION OF LETTING THEM IN MY POCKET AGAIN. PLEASE HELP. read full review »