Numerous times they've called & called me nonstop calling night & day, every day of the week threatening me, which was bizarre because on more than one occasion, I'd ALREADY paid it! Yet, when I told them that, they argued with me. It was insane. I paid online once and they lost that pymt which I told them was impossible because I had a confirmation #. Again, they argued with me. I asked to have my paymt date changed and they said "No", but added the 10day grace is intended to help people whose due date does not work... read full review »